Protect your Legacy

Life Insurance

Give your loved ones peace of mind
End of life costs average 15,000 or more

We are always here for you, contact us today.

50+ Years Experience

We have insured over 500,000 satisfied customers.

Friendly Staff

We work with over 300 partners to offer you the most savings available for you and your family!

Flexible Benefits

We have a comprehensive set of options for you to choose from.

Over 50 Years Combined Insurance Experience

With over fifty years of combined experience, American Power Insurance Agency is a privately-owned Independent agency that offers solutions to all of our customers and that helps families and individuals with the right protection.

50+

Years in Business

500,000

Insurance Policies

300+

Number of Employees

Final Expense

Final Expense Life Insurance can provide an affordable solution to those final expense needs such as Burial Expenses, Medical Expenses, Credit Cards payoffs or even to pay for a relative to attend final services. You are able to use the funds for whatever you need and helps create a fast way to have the resources available when needed the most. There are no medical exams and just about anyone, regardless of medical condition may be able to qualify. With plans starting at less than $1 a day, there is no reason not to find out how a Final Expense Plan can benefit you.

Prices vary based on age, medical condition and amounts chosen. Not everyone will qualify for the best rates or a non-graded plan. Those currently in a hospital, hospice or living in an assisted living facility may not qualify. Contact an agent for specific details, exclusions and limitations.

Final Expense Insurance Services in California

Living Benefits Life Insurance

Living Benefits Life Insurance – The Life Insurance you do not have to die to use!

Whether it is a Term or Permanent Policy you are looking for, a Living Benefits Life Insurance, “The New Life Insurance”, may just be the right plan for you. Living Benefits Life Insurance can provide benefits for a qualifying Critical Illness, Chronic Illness, Critical Injury, Terminal Illness or death*. There is no additional premium charge for these benefits and are automatically included in the vast majority of the plans JAG offers. With Medical Technology keeping us healthier and alive longer this new type of Life Insurance is sweeping the nation as one of the most purchased types of plans on the market today! And it is probably much more affordable than you think! No Medical Exams are required up to $2M to qualify for the best rates.

Contact Agent for specific details, exclusions, limitations, not everyone will qualify and availability is limited to applicants up to age 80 and not available in all states. Underwriting company may request a medical exam at their discretion or based on their current underwriting guidelines.

Retirement & Annuities

What is Tax-Free Retirement?

First question is do you think taxes will go up in the future or down in the future? The reality is, they are likely to go up, not down as history has shown. One way to hedge against future tax increase is to have a supplemental Tax-Free Retirement Plan in place. Look at it this way, Uncle Sam (USA) wants to get their taxes from you and they have two ways they offer you to pay: Meaning you pay income taxes on your income today to potentially avoid paying higher taxes in the future. By paying taxes on your income today, instead of deferring and hoping for a lower tax rate in the future you could potentially be paying less in taxes over your lifetime. Using strategies we offer here at JAG can help you avoid high taxes in the future and even give you the potential of having a Guaranteed Lifetime Income stream that is potentially Tax-Free.

Annuities – Fixed Index

The two main reasons to purchase a Fixed Index Annuity is to protect what you have built up for retirement and stay free of the major downturns in the stock market or economy, or to provide Guaranteed Lifetime Income, or both! There are basically two types of Fixed Index Annuities, Lifetime Guaranteed Income Annuities or Cash Accumulation Annuities. Depending on your objectives will determine which one works best for you. In some cases, you may want both and those are Hybrid Plans that can potentially give you both upside growth potential as well as guaranteed lifetime income. Most of the Annuities today, and the only Annuities JAG promotes, ensure the protection of your principal, can provide a death benefit to ensure all unused monies go to your heirs and may offer Guaranteed Lifetime Income. Many Annuities are also flexible for withdrawals, you are in control and your retirement is protected. Fixed Index Annuities are not for everyone, however, they may be right for you as part of your investment and retirement strategy.